Here's the short version: starting today, both Hotchows POS and credit card processing are free for your entire first year. No credit card to sign up, nothing auto-charged, and no strings attached to your payment processor.

Until now, the Hotchows POS software was free for year one (then $9.99/month), while accepting in-store and online card payments meant adding our Credit Card Processing plan at $99.99/month from day one. We've folded that add-on into the free first year too. For a full twelve months, you get the entire platform — and the ability to take cards — without paying Hotchows a cent.

⭐ What changed

POS software was already free for year one. Now the Credit Card Processing capability is free for year one as well. Both reset to standard pricing only after 12 months — and you can pause anytime.

Everything you get free for 12 months

Your free first year isn't a stripped-down trial. It's the full Hotchows POS, with nothing held back behind a paywall:

Bring your own processor and your own reader

Hotchows has always been a "bring your own processor" platform, and that hasn't changed. The free first year covers the Hotchows POS software — it does not replace a merchant account.

You connect your own processor — Helcim, Stripe, Square, or Fiserv — and supply your own card-reader hardware (a Helcim card reader, for example, is a $99 one-time purchase). Card-processing and transaction fees are paid directly to your processor at their published rates. We never mark up your processing, and we never sit between you and your money. Keep the rates you already negotiated; keep the hardware you already own.

This is the opposite of the Square or Toast model, where the processor is mandatory and the rate is marked up. With Hotchows you choose the processor, you keep the relationship, and for the first year you don't pay us for the software or for the card-processing capability.

Who this is for

This is built for independent restaurants, cafes, food trucks, and retail shops that:

If you're switching from Square, Toast, Clover, or a discontinued system like QuickBooks POS, you can import your catalog by CSV and run Hotchows alongside your current setup while your team gets comfortable.

What happens after 12 months

Nothing auto-charges at the end of your free year. When the twelve months are up, you can:

Standard pricing after your free year

Hotchows POS software $9.99/mo per location
Credit Card Processing capability $99.99/mo per location
Or pause anytime — keep your data $0

There's no contract and no cancellation fee. You decide when — or whether — to start paying. Processing and transaction fees always go directly to your own processor, in year one and beyond.

How to start

Create your account at pos.hotchows.com/register. No credit card is required to sign up. Add your business details, import or build your menu, connect your processor when you're ready to take cards, and start selling — usually in under 30 minutes.

ℹ️ The fine print

First year free applies to Hotchows POS software services only. Credit-card processing and transaction fees are paid directly to your own merchant account / payment processor (Helcim, Stripe, Square, or Fiserv) at their standard rates; you supply your own card-reader hardware. No card required to start — nothing auto-charged.

START YOUR FREE YEAR

Full POS + bookkeeping + online ordering + card processing, free for 12 months. Bring your own processor and reader. Nothing auto-charged.

Start Free — No Card Required

FAQ

Is card processing really free for the first year?

Yes. The Hotchows Credit Card Processing capability — in-store and online card acceptance — is free for your first 12 months (it was previously $99.99/month from day one). You still pay your own processor's transaction fees directly, and you supply your own card reader. After the free year, the capability is $99.99/month per location, or you can pause.

Do I need a credit card to sign up?

No. You can create your account and use the full platform without entering a card. Nothing is auto-charged, in the first year or at the end of it.

Which payment processors can I use?

Helcim, Stripe, Square, or Fiserv. You connect your own merchant account, keep your negotiated rates, and pay processing fees directly to that processor. Hotchows never marks up your processing.

What does it cost after the first year?

Standard pricing is $9.99/month for the POS plus $99.99/month for card processing, per location. You can also pause anytime and keep your data — there's no contract and no cancellation fee.

Promotional offer effective July 2026. First year free applies to Hotchows POS software services only; credit-card processing and transaction fees are paid directly to your own payment processor at their standard rates. Standard pricing ($9.99/mo POS + $99.99/mo card processing per location) resumes after 12 months unless paused.

← Back to Blog Next: Free Restaurant POS Systems →